📖 1. Overview
This Privacy Policy explains how Shuttle Technologies ("we", "us", or "our") handles
information when you use Finance Toolkit Pro (the "App"), available on the Google Play Store.
We are committed to protecting your privacy. Finance Toolkit Pro is designed to work
100% offline for all calculations. No personal financial data you enter is
ever transmitted to our servers.
✅ All financial calculations (EMI, SIP, Tax, PPF, etc.) happen entirely on your device.
We never see, store, or transmit any numbers you type into the app.
🗂️ 2. Information We Collect
The App may collect limited, non-personal information through third-party SDKs:
| Data Type |
Source |
Purpose |
| Screen views & app usage events |
Firebase Analytics |
Understand which calculators are most useful |
| Crash reports & error logs |
Firebase Crashlytics |
Identify and fix bugs to improve stability |
| Advertising ID (GAID) |
Google AdMob |
Display relevant ads (can be reset in device settings) |
| Device info (OS version, model) |
Firebase / AdMob |
Compatibility analysis and ad targeting |
We do not collect your name, email, phone number, location, financial figures,
or any other personally identifiable information directly.
🔒 3. No Personal Data Required
Finance Toolkit Pro requires:
- No account or sign-up — use the app instantly
- No internet connection — all calculations work offline
- No location access
- No camera or microphone access
- No contacts or storage access
The only permissions used are INTERNET and
ACCESS_NETWORK_STATE, required solely for displaying ads and
sending anonymous crash/analytics data.
📢 4. Advertising (Google AdMob)
We use Google AdMob to display banner advertisements within the App.
AdMob may collect and use data to show you personalised or non-personalised ads, including:
- Google Advertising ID (GAID)
- IP address (anonymised)
- Device type, OS version
- App interaction data
⚠️ You can opt out of personalised ads at any time via your device settings:
Settings → Google → Ads → Opt out of Ads Personalisation
AdMob's data practices are governed by Google's Privacy Policy:
https://policies.google.com/privacy
🔥 5. Firebase Analytics & Crashlytics
We use two Firebase services provided by Google:
Firebase Analytics
Logs anonymous events such as which calculator screens you visit. This helps us understand
which features are most popular so we can improve the app. No personally identifiable
information is linked to these events.
Firebase Crashlytics
Automatically collects crash reports when the app encounters an error. This includes
the device model, OS version, app version, and a stack trace of the crash. No user
input data is included in crash reports.
✅ You can disable analytics data collection through your device's Google settings
or by enabling "Limit Ad Tracking" on your device.
Firebase's Privacy Policy:
https://firebase.google.com/support/privacy
🔗 6. Third-Party Services
The App integrates the following third-party services, each governed by their own privacy policies:
👶 7. Children's Privacy
Finance Toolkit Pro is not directed at children under the age of 13.
We do not knowingly collect personal information from children under 13.
If you are a parent or guardian and believe your child has provided personal
information through the App, please contact us at
ved.om9563@gmail.com
and we will take prompt action to remove such information.
🛡️ 8. Data Security
Since Finance Toolkit Pro does not transmit your financial inputs to any server,
the risk of data breach relating to your personal calculations is zero.
The anonymous analytics and crash data collected by Firebase and AdMob are
secured by Google's enterprise-grade infrastructure and encryption standards.
All app preferences (such as dark/light theme) are stored locally on your device
using Android's DataStore and are never shared with us or any third party.
🔄 9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in the App
or applicable laws. When we do, we will update the Effective Date
at the top of this page.
We encourage you to review this Privacy Policy periodically. Continued use of the
App after any changes constitutes your acceptance of the updated policy.
⚖️ 11. Legal Disclaimer
⚠️ Read Before Using This App: The information, calculations, and
projections provided by Finance Toolkit Pro are for general informational
and educational purposes only. They do not constitute professional
financial, legal, tax, investment, or accounting advice of any kind.
11.1 Not Professional Advice
Nothing contained in this application should be interpreted as a substitute for
qualified professional advice. Shuttle Technologies is not a
registered financial advisor, investment advisor, tax consultant, chartered
accountant, attorney, or any other licensed financial professional.
Before making any financial, investment, or legal decision, you should consult a
suitably qualified professional who is familiar with your specific circumstances,
goals, and applicable laws in your jurisdiction.
11.2 Accuracy & Completeness
We make reasonable efforts to keep calculator formulas and parameters accurate.
However, we make no warranty, express or implied, regarding the:
- Accuracy or completeness of any calculation result
- Fitness for a particular purpose or specific financial situation
- Currency of tax slabs, interest rates, pension rules, or other regulatory parameters
- Applicability of results to your personal, financial, or legal circumstances
Financial laws, tax regulations, interest rates, and government schemes change
frequently. Results shown in the App may not reflect the latest regulatory changes
in your country or region. Always verify results with official government sources.
11.3 Investment & Market Risk
Any projections of future returns, investment growth, or retirement corpus shown
by this App are hypothetical estimates based on assumed rates.
They do not account for:
- Market volatility or actual market performance
- Inflation impact beyond the rate you enter
- Changes in interest rates or government policy
- Individual risk tolerance, liquidity needs, or investment horizon
- Fees, commissions, taxes, or charges that reduce actual returns
Past performance is not indicative of future results. All
investments carry risk, including the possible loss of principal.
11.4 Tax & Regulatory Disclaimer
Tax calculations (including income tax, capital gains tax, VAT/GST, stamp duty,
and other levies) are based on general publicly available rules and are
simplified for ease of use. They may not account for:
- Special exemptions, deductions, or rebates applicable to your situation
- Recent amendments to tax law passed after the App's last update
- State/provincial or local taxes in addition to national taxes
- Double taxation agreements (DTAs) or cross-border tax rules
- Alternative Minimum Tax (AMT), surcharges, or cess
Always file your taxes based on official guidance from your country's tax authority
or a qualified tax professional.
11.5 Limitation of Liability
To the maximum extent permitted by applicable law, Shuttle Technologies, its
directors, employees, and agents shall have no liability whatsoever
for any loss, damage, or expense arising from reliance on this App, including:
- Direct, indirect, incidental, punitive, or consequential damages
- Financial losses, tax penalties, or missed investment opportunities
- Errors, inaccuracies, or omissions in the App's content
- Decisions made based on App output without professional consultation
Our total liability to you in any circumstances shall not exceed the amount you
paid for the App (if any).
11.6 Indemnification
By using this App, you agree to indemnify, defend, and hold harmless Shuttle
Technologies and its affiliates from and against any claims, liabilities, damages,
losses, and expenses — including reasonable attorneys' fees — arising out of or
in any way connected with your use of the App or violation of this disclaimer.
11.7 Governing Law
This Legal Disclaimer and any disputes arising from use of Finance Toolkit Pro
shall be governed by the laws of India, without regard to its
conflict of law principles. Users outside India acknowledge that local consumer
protection laws (e.g., EU, UK, Australia) may grant additional rights that
cannot be excluded by this disclaimer.
💡 Our Recommendation: Use Finance Toolkit Pro as a
starting point for financial planning conversations — not as a
final decision-making tool. Always verify important figures with a qualified
professional and official sources before acting.